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4 Flat 4521 Harding Chi Albany Park Chicago IL

City: CHICAGO ZIP: 60625

Built In: 1923

Lot Size: Oversized Chicago Lot

Lot Dimensions: 37 X 125

Lot Description: Fenced Yard,

# of Units: 4

Unit 1 Floor 2: 4 bedrooms 2 baths $0

Unit 2 Floor 3: 2 bedrooms 1 baths $1550

Unit 3 Floor 2: 1 bedrooms 1 baths $1300

Unit 4 Floor 3: 1 bedrooms 1 baths $1250

Gross Income $71,940

Net Op. Income $66,900

Detailed Listing Description

Need an investment to park your money in? Fantastic opportunity & tax benefits for owner occupant! Pro-forma $107,340! 4 units plus an amazing owners side by side duplex w/4bds&2bths/butler's pantry/wet bar new kit w/granite/oak limed cabs/micro/wall oven/brkfst bar/SS appls/closets galore/zoned HVAC +much more! 3 stories/wide lot in mint condition+ 3car brk gar/patio. Newer roof,windows,electric,plumb. 2 apts each flr-1&2 bdrms. All w/king or queen sized bdrms/huge LR's w/decor FP/sep DR's/light filled tiled bths/coat & linen closets +private strg in sunny back porches/sunrms/individual HVAC's/sep utilities/big eat-in kits w/maple cabs/tiled backsplashes/ Bsmt is a delight with dble lndry hookups, one set leased coin machines. Owner occupied for 50+ years/first time on the market. Nothing compares! Close to Blue, Brown, Metra line, shops. LIVE MORTGAGE FREE in wonderful neighborhood while tenants pay your mortgage!!! Must see! Investors welcome but key place for live-in investor.

Additional Property Details

Garage & Parking
  • Gargage DetailsGarage Door Opener(s),
  • Gargage On SiteYes
  • Gargage OwnershipOwned
  • Gargage TypeDetached,
  • Number of Gargage Spaces3
  • ParkingGarage,
  • Number of Parking Spaces0
  • Parking Fee/Lease Amount0
Utilities
  • Tenant Pays Unit 1Electric, Gas, Heat,
  • Tenant Pays Unit 2Electric, Gas, Heat,
  • Tenant Pays Unit 3Electric, Gas, Heat,
  • Tenant Pays Unit 4Electric, Gas, Heat,
Appliances
  • Appliances Unit 1Stove, Refrigerator, Dishwasher, Central Air Conditioner, Fireplace-Artificial, Range Hood, Hardwood Floors,
  • Appliances Unit 2Stove, Refrigerator, Dishwasher, Central Air Conditioner, Fireplace-Artificial, Range Hood, Hardwood Floors,
  • Appliances Unit 3Stove, Refrigerator, Dishwasher, Central Air Conditioner, Fireplace-Artificial, Range Hood, Hardwood Floors,
  • Appliances Unit 4Stove, Refrigerator, Dishwasher, Central Air Conditioner, Fireplace-Artificial, Range Hood, Hardwood Floors,
Schools
  • Grade School District299
  • Jr High/Middle School District299
  • High School District299

Comparative Data

Zip Code Comparison: 60625

Listings in this Zip Code average: 2 to 3 units, and are priced at $524,450 to $650,684
This listing is 67% more than other 4 unit listings in this zipcode.

Neighborhood Comparison:
CHI - Albany Park

Listings in this Neighborhood average: 2 to 3 units, with average prices of $382,923 to $549,758
This listing is 100% more than other 4 unit listings in this neighborhood.


Calculated Rents
Rental Income : Annual $49,200 Monthly $4,100
Rental Income Stabilized : Annual $42,576 Monthly $3,548
Price Units Price/Unit Cap Rate - Current GRM Cap Rate - Stabilized
$1,249,0004$312,2502.09%25.390.28%
Income
Unit TypeCurrent RateStabilized RateCustom Rate
Monthly Total$4,100$3,548
Year Total$49,200$42,576
Expense
Total$23,059$23,059
Net Operating Income$26,141$19,517
Amount Percent Rate Amortization Principal Interest Total Debit Services Monthly Debit Services Cash Flow Principal Reduction Total Return
Down
Mortgage $15112 $41845 $56957 $4747
Total         $15,112 $41,845 $56,957   $-30,816 $15,112 $-15,704
Stabilized         $15,112 $41,845 $56,957   $-37,440 $15,112 $-22,328
Custom         $15112 $41845 $56957   $-37440 $15112 $-22328




MonthBalancePaymentPrincipalInterestEquityTotal InterestTotal Payments
1936,7504,7471,2343,5131,2343,5134,747
2935,5164,7471,2393,5082,4737,0219,494
3934,2774,7471,2433,5043,71610,52514,241
4933,0344,7471,2483,4994,96514,02318,988
5931,7854,7471,2533,4946,21717,51823,735
6930,5334,7471,2583,4897,47521,00728,482
7929,2754,7471,2623,4858,73724,49233,229
8928,0134,7471,2673,48010,00427,97237,976
9926,7464,7471,2723,47511,27631,44742,723
10925,4744,7471,2763,47112,55234,91847,470
11924,1984,7471,2813,46613,83338,38452,217
12922,9174,7471,2863,46115,12041,84456,964
13921,6304,7471,2913,45616,41045,30161,711

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Listing Agent: Maribel Selva
Listing Office: Coldwell Banker Residential
9999 nowhere Chicago

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