2 Flat 4909 Montana Belmont Cragin Chicago IL Mu | Chicago Property Listings – X Plus Real Estate

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2 Flat 4909 Montana Belmont Cragin Chicago IL Mu

City: Chicago ZIP: 60639

Built In: 1924

Lot Size: A

Lot Dimensions: 32*125

# of Units: 2

Unit 1 Floor 1: 2 bedrooms 1 baths $0

Unit 2 Floor 2: 3 bedrooms 1 baths $0

Detailed Listing Description

Pride of ownership, same owner for 30+ years. Beautiful family owned multi-unit: legal 2 unit plus garden/in-law, top floor 3BD, 1 BTH, main floor: 2BD, 1BTH, In-law: 2BD, 1.1 BTH full kitchen that sits on a 32'x 125' lot. Large spacious bedrooms with walk in closets. This home has done some major updates: New windows and roof 2017, heating is gas forced air and radiators, new furnace 2015, New Water Heater 2020, electric updated, kitchen in top unit updated in last 15 years, All brick garage, Tuckpointed and roof in last 5 years, original H/W floors throughout, NO CARPETS. Perfect for investors or homeowners with rental opportunity! Schedule with confidence.

Additional Property Details

Garage & Parking
  • Gargage DetailsA,B
  • Gargage On SiteY
  • Gargage OwnershipA
  • Gargage TypeB
  • Number of Gargage Spaces2
  • ParkingG
  • Number of Parking Spaces0
  • Parking Fee/Lease Amount0
Utilities
  • Tenant Pays Unit 1A
  • Tenant Pays Unit 2A
Appliances
  • Appliances Unit 1A,B,E,J,N,S,U
  • Appliances Unit 2A,B,E,F,I,J,N,S,U
Schools
  • Grade School District299
  • Jr High/Middle School District299
  • High School District299

Comparative Data

Zip Code Comparison: 60639

Listings in this Zip Code average: 2 to 3 units, and are priced at $280,900 to $319,732
This listing is 21% more than other 2 unit listings in this zipcode.

Neighborhood Comparison:
CHI - Belmont Cragin

Listings in this Neighborhood average: 2 to 3 units, with average prices of $296,819 to $323,553
This listing is 15% more than other 2 unit listings in this neighborhood.

This property provided no rental pricing information. Rents extrapolated from area average rental pric ing

Calculated Rents
Rental Income : Annual $23,606 Monthly $1,967
Rental Income Stabilized : Annual $29,508 Monthly $2,459
Price Units Price/Unit Cap Rate - Current GRM Cap Rate - Stabilized
$340,0002$170,0003.21%14.400.72%
Income
Unit TypeCurrent RateStabilized RateCustom Rate
Monthly Total$1,967$2,459
Year Total$23,606$29,508
Expense
Total$12,684$12,684
Net Operating Income$10,922$16,824
Amount Percent Rate Amortization Principal Interest Total Debit Services Monthly Debit Services Cash Flow Principal Reduction Total Return
Down
Mortgage $4114 $11391 $15505 $1293
Total         $4,114 $11,391 $15,505   $-4,583 $4,114 $-469
Stabilized         $4,114 $11,391 $15,505   $1,319 $4,114 $5,433
Custom         $4114 $11391 $15505   $1319 $4114 $5433




MonthBalancePaymentPrincipalInterestEquityTotal InterestTotal Payments
1255,0001,2933379563379561,293
2254,6631,2933389556751,9112,586
3254,3251,2933399541,0142,8653,879
4253,9861,2933419521,3553,8175,172
5253,6451,2933429511,6964,7696,465
6253,3041,2933439502,0405,7187,758
7252,9601,2933449492,3846,6679,051
8252,6161,2933469472,7307,61410,344
9252,2701,2933479463,0778,56011,637
10251,9231,2933489453,4259,50512,930
11251,5751,2933509433,77410,44914,223
12251,2261,2933519424,12511,39115,516
13250,8751,2933529414,47812,33116,809

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Listing Agent: Diana Bzdyk
Listing Office: @properties
1040 W Adams St. #244 Chicago

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